I welcome you to this ultimate goal achieving guide. It is created to help you achieve the success you desire.

From this guide, you’ll find the ideas you will need to define your goals in 6 key areas of your life.

  • Health and Well-Being goals
  • Family and Relationship goals
  • Spiritual Growth goals
  • Business and Career goals
  • Financial goals
  • Personal goals
Why Is It So Important to Set Goals?

In 1979, a study was done by Harvard University. The graduates were asked if they had written goals and plans of action to achieve them. Only 3 percent had vividly defined written goals. Thirteen percent had goals but not written down. Eighty-four percent never had goals in any form or shape. Ten years later (1989), a follow-up study done by the same Harvard students, revealed that the 3 percent of the students who had written goals were more than 10 times more successful than the 97 percent who had not. From the Harvard study, we know that the ability to set goals with plans, action and laser-beam focus is the mastery skill of personal success. A person with written goals makes progress and accomplishes great in the face of unimaginable difficulties. On the other hand, a person without goals is like a pendulum that swings back and forth in life, even though his/her circumstances may be easy and smooth. A person with written goals is like a driver with a road map or GPS, which will drive straight and true to his/her destination.

Study upon study has shown that people with written goals and plans of action to reach those goals succeed regardless of their background, level of formal education, ability, age, race and social status. All top-level champions, top athletes, entrepreneurs, successful business people, leaders, politicians; in short, all great achievers have written goals with actions and focus to reach their goals.

The power of goal setting in these key areas of your life are essential:

  • Health & Wellness Goals
  • Personal Goals
  • Family and Relationship Goals
  • Spiritual Growth Goals
  • Career & Business Goals
  • Financial Goals

“You must become a meaningful specific rather than a wandering generality.” – Zig Zigler


Decide exactly what you want, commit to it and determine the cause and the price you are willing to pay to get it. What will you give up to get what you really want (your goals)? Perhaps the most challenging question to ask and answer is one that most people struggle with over and over again. It is this:

“What do you really want to do, be or have?”

Most people are confused and cannot be clear about the anser to this one question. This is the reson why most people accomplish less or none of their talents and abilities which they’re truly capable of achieving. A goal is something you want, not something you need, hope and wish for.

“The major reason for setting a goals is for what is make of you to accomplish it. What is make of you will always be the far greater value than what you get.” – Jim Rohn

GOAL SETTING: What is it?

Simply, goal setting is the process of deciding what you want to accomplish in your life with a target date and devising actionable plans for objectives set in place to achieve the desired results. All you need to do is: a pen or pencil and a pad of paper with a success or achievement mindset and write your goals – what you really want to do, be or have.

“People never plan to fail; they fail to plan!” – John L. Buckley

Developing your goals and goal statement should incorporate the use of SMART; my five cardinal rules of goal setting:

S – Specific or Significant

M – Measurable or Meaningful

A – Attainable or Actionable

R- Realistic or Relevant/Rewarding

T- timely or Target Date



“The Victory of Success is Half Won When One Gains The Habits of Setting and Achieving Goals.” – Og Mandino

The personal goal is the act of thinking or envisioning your ideal future. It is turning your ideal future into reality. Personal goals are essential for moving you from where you are presently to your ideal future.

Every successful person has written goals. Setting clear and well defined personal goals will help organize your time and resources for more productive result-driven activities. Think about what you really want to do with your life, say in the next 2-3 years from today. Whatever they may be, write them down with plans of action to achieve your desired results. Create a ‘Goal or Dream Board’ for yourself. Create an ideal future vision of how you want your life to be; things you want to have, the lifestyle, home, car [model], family time, vacation [destination], charity [cause you believe in]. Cut out images, photos of things you would like to have and enjoy. Anything you really want, write them in your goal statement on index cards or on your mobile phone and read it to yourself several times during the day. You may use your goal statement as an affirmation.



Your Health Is Your Wealth

“Those who think they have NO TIME for exercise will sooner or later have to find time for illness.” – Edward Stanley

If you’re like me and many people, your health and wellness goals must be of paramount importance to you. Setting health goals will not only determine how long you intend to live but also how well you live. A lot of people would like to live to be 100 years old, yet these are just pipe dreams. With regard to your health and wellness goals, you probably want to lose weight, be fit, full of energy, have beautiful skin, free from illness, pain and discomfort. Decide today how much healthier, longer and happier you want to live. Avoid all activities that may hinder or interfere with your goals of excellent physical health. It’s all about good nutrition and physical activities that will boost your overall health.


More: Less:

  • TV/Recreational Use of Interest
  • Illegal Drugs
  • LESS Sleep
  • Work (longer hours)
  • Excessive Use of Alcohol
  • LESS Exercise
  • Stress
  • Smoking
  • LESS Quality Food
  • Processed Food
  • Unprotected Sex with Multiple Partners

The journey toward a healthier you begins today! Your health may not be everything, but if you lose it, everything else will become irrelevant.



“Call it a clan. Call it a network. Call it a tribe. Whatever you call it. Whoever you are, you need one.” – Jane Howard

By far, and for many, family and relationship goals are the most important of all goals. What would you want for your family? What could you do, be have for them? A home, new car, vacation, trip to a dream destination, new clothes or simply the things money cannot buy, such as quality time spent with family? These are indispensable and irreplaceable in a harmonious home and family life. Your family way want intangible things more than the things money can buy. A healthy balance between work and family is essential and requires well thought goal-setting. Sit down with your spouse or life partner and children, if you have them, to make a goal list. Ask them what it is they want and need from you. Would they like more time from you? What makes them happy?




Your self-empowerment comes from engaging in conversation with your creator. It is having a divine guidance through meditation. Developing spiritual growth goals will help you reach deep inside what your creator has put in you, i.e. your spirituality and uniqueness. Of course, all of your material goals, i.e. personal, family, career, health, finances etc. are great, rewarding and wonderful, yet it is your spiritual goals that will help you achieve happiness, deep joy and fulfillment.


My Recommended Best Spiritual Growth Practices

  • Daily Bible reading or your holy book
  • Reading other books and scriptures on spirituality
  • Listen to audiotapes on spiritual topics and discussions to which you’re naturally drawn to
  • Watch inspirational videos
  • Listen to inspirational songs and gospel music
  • Commit to daily and frequent prayer and meditation
  • Cut and paste inspirational images or photos
  • Keep a journal of your thoughts, feelings and happy moments
  • Listen to your inner voice or intuition
  • Never miss an opportunity to attend seminars, conferences and meeting or gatherings on spiritual growth and empowerment
  • Finally, find yourself a spiritual life mentor to encourage and guide you on your spiritual journey.



“Choose a job you love and you will never have to work a day in your life.” – Confucius

One of America’s giants of jazz; trumpeter/scat singer Louis “Satchmo” Armstrong, never worked a day in his 40-year musical career. Your choice of profession, career or business is perhaps one of two most important decisions you will make in life, other than marriage. Doing something (job) that you love and enjoy for the right reasons and for which you have a unique and natural talent is very fulfilling. Choosing an unsuitable job, career or business is certainly one of the greatest time-wasters in life. It can be a major source of stress, frustration, burn out and unhappiness. It can also lead to some bad habits of life, i.e. smoking, alcoholism, and ultimately, failure in life. What sort of career, profession or business would you really like to be in? Do you really enjoy your work or business and want to learn more about it, so much so that you want to take some courses to improve within your field? Do you admire the ones that are successful in your chosen field, career or business? If none of these conditions apply to you, you’re in the wrong job, career, profession or business. If you cannot find enthusiasm for whatever you do, it is time to start thinking seriously about your future career or business.



“Before you can really start setting financial goals, you need to determine where you stand financially.” – David Bach

How is your financial health? What does financial independence mean for you? How much money do you want to earn? Weekly/bi-weekly, annually? How does it relate to your job, career or business? What is your financial need and what is it that drives your financial goals? Financial goals should have an objective and dollar amount to be obtained by a specific date. So many in this country and across the globe have financial/money problems. The reasons seem to be the result of poor planning, lack of budget and weak money management habits. Careless use of credit and too much spending of money we don’t have for things we don’t need and/or want. All of these are typically the result of extensive advertising, product availability, great sales associates, deals, sales discounts and clearances of consumer goods. Achieving financial independence starts with clear financial goals.